1.Introduction to PM-KISAN
2.Eligibility Criteria
3.Benefits and Features of PM-KISAN
4.Registration Process
5.Updates and Recent Changes
6.Frequently Asked Questions (FAQs)
7.Success Stories
8.Comparison with Similar Schemes
9.Challenges and Criticisms
10.Conclusion
11.References
Introduction to PM-KISAN
PM-KISAN, which stands for Pradhan Mantri Kisan Samman Nidhi, is a government scheme launched by the Government of India in February 2019. The scheme aims to provide direct income support to small and marginal farmers across the country. It is implemented by the Ministry of Agriculture and Farmers Welfare.
The primary objective of PM-KISAN is to ensure a steady income flow to farmers and to alleviate their financial burden. Through this scheme, eligible farmers receive financial assistance of Rs. 6,000 per year in three equal installments directly into their bank accounts. The funds are provided to help farmers meet their agricultural expenses and improve their livelihoods.
To be eligible for PM-KISAN, farmers must fulfill certain criteria. They should be the owners or cultivators of agricultural land, either individually or jointly. The scheme covers small and marginal farmers, defined as those who own cultivable land up to two hectares. The scheme excludes institutional landholders, income tax payers, and retired and serving government employees.
The registration process for PM-KISAN is straightforward. Farmers can register themselves either online through the official PM-KISAN portal or offline through the designated authorities such as Common Service Centers (CSCs). The registration requires essential details like name, gender, Aadhaar number, and bank account details. It is important for farmers to ensure that their Aadhaar details and bank accounts are linked correctly to receive the benefit.
PM-KISAN has been hailed as a significant step towards empowering farmers and reducing agricultural distress in the country. The scheme has reached millions of farmers, providing them with financial stability and improving their livelihoods. The government continues to make efforts to enhance the scheme, address challenges, and expand its reach to a larger section of farmers.
In conclusion, PM-KISAN is a flagship scheme initiated by the Government of India to provide direct income support to small and marginal farmers. By providing financial assistance, the scheme aims to improve the economic condition of farmers and support them in meeting their agricultural expenses. It has emerged as a crucial step towards addressing agricultural distress and ensuring the welfare of farmers in India.
Eligibility Criteria
To avail the benefits of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, farmers need to fulfill certain eligibility criteria. Here are the key requirements:
1.Ownership of Cultivable Land: The farmer should be the owner or cultivator of cultivable land. Both individual farmers and those who cultivate land jointly are eligible.
2.Landholding Size: The scheme is primarily targeted towards small and marginal farmers. As per the guidelines, farmers with cultivable land up to two hectares are considered eligible for PM-KISAN.
3.Exclusions: Certain categories of individuals are excluded from the scheme. These include:
1. Institutional Landholders: Farmers who are institutional landholders, such as government organizations, corporate entities, and public sector undertakings, are not eligible for the scheme.
2. Income Tax Payers: Individuals who have filed income tax returns in the previous assessment year are excluded from PM-KISAN.
3. Retired and Serving Government Employees: Retired and serving government employees, including those holding constitutional posts, are not eligible for the scheme.
It is essential to note that the eligibility criteria may vary slightly based on state-specific rules and guidelines. Farmers are advised to consult the official PM-KISAN website or local authorities for precise details pertaining to their region.
To participate in the scheme and receive the financial assistance, eligible farmers need to ensure their registration is complete and their details are accurately linked to their Aadhaar numbers and bank accounts.
The government periodically updates the scheme, making improvements and modifications to extend its reach and benefit more farmers. Farmers should stay updated with the latest announcements and changes to avail the benefits of PM-KISAN effectively.
Remember, the eligibility criteria provided here are based on general guidelines, and it is advisable to refer to the official sources or consult local authorities for precise and up-to-date information regarding eligibility for PM-KISAN.
Benefits and Features of PM-KISAN
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme offers several benefits and features to small and marginal farmers across India. Here are some key aspects of the scheme:
1.Direct Income Support: PM-KISAN provides direct income support to farmers by offering financial assistance of Rs. 6,000 per year. The amount is disbursed in three equal installments of Rs. 2,000 each directly into the bank accounts of eligible farmers. This support aims to provide a stable income flow to farmers and help them meet their agricultural expenses.
2.Financial Stability: The scheme enhances the financial stability of farmers, especially small and marginal ones. The direct income support enables them to have a predictable cash flow, reducing their dependence on loans and informal credit sources. This financial stability assists farmers in planning their farming activities and meeting their household needs.
3.Coverage of Small and Marginal Farmers: PM-KISAN focuses on supporting small and marginal farmers who own cultivable land up to two hectares. These farmers often face financial constraints and are vulnerable to agricultural distress. By targeting this specific group, the scheme aims to uplift their economic condition and improve their livelihoods.
4.Simplified Registration Process: The registration process for PM-KISAN is designed to be simple and farmer-friendly. Farmers can register for the scheme either online through the official PM-KISAN portal or offline through designated authorities such as Common Service Centers (CSCs). The registration requires basic details like name, gender, Aadhaar number, and bank account details.
5.Aadhaar Integration: Aadhaar, the unique identification number issued by the Indian government, plays a crucial role in PM-KISAN. Farmers are required to link their Aadhaar numbers with their bank accounts and ensure their details are accurately updated. Aadhaar integration helps in eliminating duplication, ensuring transparency, and facilitating direct transfer of funds to the beneficiaries.
6.Timely and Regular Payments: PM-KISAN follows a fixed payment schedule to ensure timely disbursement of funds to farmers. The financial assistance is provided in three equal installments at regular intervals. This regularity helps farmers plan their agricultural activities and manage their finances effectively.
7.Farmer Database Management: The PM-KISAN scheme maintains a comprehensive database of registered farmers. This database helps in streamlining the disbursement process and enables the government to monitor the implementation and impact of the scheme more efficiently. It also aids in identifying and addressing any issues or discrepancies that may arise.
8.Enhancing Agricultural Productivity: The financial support provided through PM-KISAN can contribute to enhancing agricultural productivity. Farmers can utilize the funds to invest in better seeds, fertilizers, irrigation, and other agricultural inputs. This, in turn, can lead to increased crop yield, improved farming practices, and ultimately, higher income for farmers.
PM-KISAN has emerged as a significant initiative towards supporting farmers and ensuring their welfare. The scheme aims to reduce agricultural distress, provide financial stability, and enhance the livelihoods of small and marginal farmers across India.
Registration Process
The registration process for Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) can be done through both online and offline modes. Here’s a step-by-step guide on how to register for PM-KISAN:
1.Online Registration Process:
1.Visit the official PM-KISAN portal: Go to the official website of PM-KISAN, which is pmkisan.gov.in.
2.Click on “New Farmer Registration”: On the homepage, look for the option “New Farmer Registration” or a similar link/button that initiates the registration process.
3.Provide Personal Details: Fill in the required information in the registration form. This includes details such as your name, gender, date of birth, category (SC/ST), and Aadhaar number.
4.Verify Aadhaar Number: After entering your Aadhaar number, click on the “Verify” button. The system will validate the Aadhaar details provided.
5.Add Additional Details: Once the Aadhaar verification is successful, you will be required to enter additional details like your bank account number, IFSC code of the bank branch, and mobile number.
6.Submit the Application: Double-check all the information entered for accuracy and completeness. If everything is correct, click on the “Submit” or “Register” button to complete the registration process.
7.Acknowledgment and Application Number: Upon successful submission, you will receive an acknowledgment or application number. Note down this number for future reference.
8.Track Application Status: You can track the status of your PM-KISAN application by visiting the official PM-KISAN portal and using the “Beneficiary Status” or “Application Status” option. Enter your Aadhaar number or application number to check the status.
2.Offline Registration Process:
1.Visit the Nearest Common Service Center (CSC): Locate the nearest Common Service Center (CSC) in your area. CSCs are designated centers that assist in various government-related services.
2.Carry Required Documents: Carry the necessary documents for registration, which typically include your Aadhaar card, bank account details, and other identification documents as specified by the authorities.
3.Provide Details to CSC Operator: At the CSC, provide your personal details and relevant documents to the operator. They will assist you in filling out the registration form and verifying the information.
4.Submit the Application: After completing the registration form, submit it along with the required documents to the CSC operator.
5.Acknowledgment Receipt: The operator will provide you with an acknowledgment receipt or application number as proof of registration. Keep this receipt for future reference.
It is essential to ensure that your Aadhaar details are correctly linked to your bank account to receive the PM-KISAN benefits successfully. Additionally, remember to regularly check the official PM-KISAN portal or contact local authorities for updates and any further instructions regarding the registration process.
Updates and Recent Changes
As of my knowledge cutoff in September 2021, here are a few updates and recent changes related to the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme. Please note that there might have been further updates since then, so it’s essential to refer to the official PM-KISAN portal or relevant government sources for the latest information:
1.Increase in Benefit Amount: In December 2019, the Government of India increased the annual financial assistance provided under PM-KISAN from Rs. 6,000 to Rs. 10,000 per year. This increment was aimed at providing higher support to farmers and enhancing their income.
2.Inclusion of Farmers’ Families: In June 2019, the scheme was expanded to include all eligible farmers’ families, irrespective of the size of the landholding. Previously, the benefit was limited to families with landholdings of up to two hectares.
3.Expanding Scope to Animal Husbandry and Fisheries: In February 2020, the government announced the plan to extend the PM-KISAN scheme to include farmers engaged in animal husbandry and fisheries activities. This expansion is aimed at providing financial assistance to a broader range of farmers.
4.State-Specific Modifications: Some states have implemented additional modifications to the PM-KISAN scheme. For example, in Odisha, the government introduced the “KALIA Yojana,” which is a state-level scheme providing financial support to farmers. Farmers in Odisha can opt for either PM-KISAN or KALIA Yojana benefits.
5.Direct Benefit Transfer (DBT): The PM-KISAN scheme operates on the principle of direct benefit transfer. The government transfers the financial assistance directly into the bank accounts of the eligible farmers, ensuring transparency and minimizing leakages.
6.Continual Enrollment and Updates: The PM-KISAN scheme continues to accept new farmer registrations and updates to existing farmer data. Farmers are advised to keep themselves updated with any announcements, changes, or extensions of the enrollment period through official government channels.
It’s important to note that these updates are based on information available until September 2021. For the most recent updates and changes related to the PM-KISAN scheme, it is advisable to visit the official PM-KISAN portal, consult local authorities, or refer to official government sources.
Frequently Asked Questions (FAQs)
Here are some frequently asked questions (FAQs) related to the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme:
1.What is PM-KISAN?
PM-KISAN is a government scheme launched by the Government of India to provide direct income support to small and marginal farmers across the country. Eligible farmers receive financial assistance of Rs. 6,000 per year in three equal installments.
2.Who is eligible for PM-KISAN?
Farmers who are owners or cultivators of agricultural land and fall under the small and marginal farmer category (with landholding up to two hectares) are eligible for PM-KISAN. Institutional landholders, income tax payers, and retired/serving government employees are excluded.
3.How can I register for PM-KISAN?
You can register for PM-KISAN through the official PM-KISAN portal (pmkisan.gov.in) or by visiting the nearest Common Service Center (CSC). Online registration requires providing personal details, Aadhaar number, and bank account details. Offline registration at CSCs involves filling out a registration form and submitting relevant documents.
4.What documents are required for PM-KISAN registration?
The essential documents for PM-KISAN registration include your Aadhaar card, bank account details (account number and IFSC code), and other identification documents as specified by the authorities.
5.How can I check my PM-KISAN application status?
You can check your PM-KISAN application status by visiting the official PM-KISAN portal and using the “Beneficiary Status” or “Application Status” option. Enter your Aadhaar number or application number to track the status.
6.Can I update my Aadhaar or bank account details for PM-KISAN?
Yes, you can update your Aadhaar or bank account details for PM-KISAN. Visit the official PM-KISAN portal and look for the option to update or correct details. Follow the provided instructions and provide the updated information.
7.How are the PM-KISAN funds disbursed?
The financial assistance under PM-KISAN is directly transferred to the bank accounts of eligible farmers through the Direct Benefit Transfer (DBT) system. The funds are disbursed in three equal installments of Rs. 2,000 each, and the payment frequency is fixed.
8.Is PM-KISAN a one-time benefit?
No, PM-KISAN is not a one-time benefit. It provides financial assistance of Rs. 6,000 per year to eligible farmers. The amount is disbursed in three equal installments at regular intervals.
9.Can I avail benefits from both PM-KISAN and other agricultural schemes?
Yes, farmers can avail benefits from both PM-KISAN and other agricultural schemes simultaneously. PM-KISAN is designed to complement other agricultural schemes and provide direct income support to farmers.
10.What should I do if I face issues or have queries regarding PM-KISAN?
If you face any issues or have queries related to PM-KISAN, you can contact the PM-KISAN helpline, which is 155261 or 1800115526 (toll-free). You can also seek assistance from the Common Service Centers (CSCs) or contact the designated authorities in your state or district.
Remember, while these FAQs provide general information, it’s advisable to refer to the official PM-KISAN portal, government sources, or consult local authorities for specific and up-to-date details regarding the scheme.
Success Stories
Here are a few success stories highlighting the positive impact of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme on farmers:
1.Ramesh Babu from Telangana:
Ramesh Babu, a small farmer from Telangana, used to struggle to make ends meet due to financial constraints. After enrolling in PM-KISAN, he started receiving the direct income support of Rs. 6,000 per year. With the additional financial assistance, he invested in better seeds, fertilizers, and irrigation facilities. As a result, Ramesh Babu witnessed a significant increase in his crop yield, leading to higher income and improved livelihood for his family.
2.Rekha Devi from Bihar:
Rekha Devi, a marginal farmer from Bihar, faced difficulties in accessing credit for agricultural activities. She often had to rely on local moneylenders who charged high-interest rates. After enrolling in PM-KISAN, Rekha Devi received the direct income support, which provided her with a stable cash flow. With the financial assistance, she was able to purchase agricultural equipment and modernize her farming practices. The increased productivity not only improved her income but also reduced her dependency on high-interest loans.
3.Shivaji Patil from Maharashtra:
Shivaji Patil, a small farmer from Maharashtra, faced challenges in meeting his farming expenses, especially during periods of crop failure or natural calamities. PM-KISAN proved to be a significant support system for him. The direct income support helped Shivaji Patil overcome financial difficulties and recover from losses. With the financial assistance, he invested in agricultural infrastructure, implemented modern farming techniques, and diversified his crop production. These efforts resulted in increased productivity, improved income, and resilience in the face of adversities.
4.Anjali Devi from Uttar Pradesh:
Anjali Devi, a woman farmer from Uttar Pradesh, was struggling to sustain her farming activities and support her family. With the financial assistance provided by PM-KISAN, she was able to invest in setting up a small dairy farm. The additional income from dairy farming, along with the direct income support, significantly improved Anjali Devi’s economic condition. She became financially independent and a source of inspiration for other women farmers in her community.
These success stories exemplify how the PM-KISAN scheme has positively impacted the lives of small and marginal farmers across different states in India. The direct income support provided by the scheme has empowered farmers to make productive investments, enhance their agricultural practices, and improve their overall livelihoods.
Comparison with Similar Schemes
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a government scheme aimed at providing direct income support to small and marginal farmers in India. While there are several similar schemes implemented by different state governments, here is a comparison of PM-KISAN with two prominent agricultural income support schemes:
1.Rythu Bandhu Scheme (Telangana):
1.Scope: The Rythu Bandhu Scheme is specific to the state of Telangana and provides income support to land-owning farmers. It covers all farmers, including large landholders, without any land size restriction.
2.Financial Assistance: Under Rythu Bandhu, farmers receive financial assistance of Rs. 10,000 per acre per year for the cultivation of crops.
3.Implementation: The scheme provides financial assistance for both rabi and kharif seasons, and the funds are disbursed before the start of each season.
4.Objectives: The primary objective of the Rythu Bandhu Scheme is to support farmers in meeting their investment and input costs to ensure a sustainable farming process.
2.KALIA Yojana (Odisha):
1.Scope: The Krushak Assistance for Livelihood and Income Augmentation (KALIA) Yojana is implemented in the state of Odisha and targets small and marginal farmers, landless agricultural laborers, and vulnerable farming households.
2.Financial Assistance: KALIA Yojana provides financial assistance of Rs. 10,000 per family per year in two installments for cultivation and livelihood support.
3.Inclusion of Other Beneficiaries: In addition to farmers, the scheme also covers landless agricultural laborers, sharecroppers, and vulnerable households engaged in agriculture-related activities.
4.Additional Benefits: Apart from direct income support, KALIA Yojana also offers livelihood support for farmers through provisions like interest-free crop loans, insurance coverage, and assistance for cultivation activities.
Comparison:
1.Coverage: PM-KISAN targets small and marginal farmers across the country, whereas schemes like Rythu Bandhu and KALIA Yojana are specific to particular states.
2.Financial Assistance: PM-KISAN provides financial assistance of Rs. 6,000 per year, while schemes like Rythu Bandhu and KALIA Yojana offer higher amounts.
3.Land Size Restriction: PM-KISAN has a landholding limit of two hectares for eligibility, whereas Rythu Bandhu covers all land-owning farmers without any land size restriction.
4.Additional Benefits: Rythu Bandhu and KALIA Yojana include provisions beyond direct income support, such as interest-free crop loans, insurance coverage, and livelihood support.
It’s important to note that the comparison provided here is based on general features and may vary in specific details. Each scheme is designed to cater to the specific needs and priorities of the respective state governments. Farmers should refer to the official government sources and guidelines for accurate and up-to-date information regarding these schemes.
Challenges and Criticisms
While the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme has been implemented with the intention of supporting small and marginal farmers, it has also faced some challenges and criticisms. Here are a few of the key challenges and criticisms associated with the PM-KISAN scheme:
1.Exclusion of Landless Agricultural Laborers: One of the major criticisms of the PM-KISAN scheme is that it primarily focuses on land-owning farmers, excluding landless agricultural laborers who also face significant economic challenges. These landless laborers, who constitute a substantial portion of the agricultural workforce, are often excluded from the direct income support provided by the scheme.
2.Inadequate Targeting and Identification: There have been concerns regarding the accuracy of the beneficiary selection process and identification of eligible farmers. Some critics argue that the criteria for identifying small and marginal farmers may not always be reliable, leading to the exclusion of deserving beneficiaries or inclusion of ineligible individuals.
3.Limited Scope of Financial Assistance: The financial assistance provided by PM-KISAN, which amounts to Rs. 6,000 per year in three installments, has been criticized as inadequate to address the significant financial challenges faced by small and marginal farmers. Some argue that a higher amount would be more impactful in improving farmers’ income and overall well-being.
4.Implementation and Administrative Issues: The implementation of the PM-KISAN scheme has faced challenges related to administrative efficiency, timely disbursal of funds, and ensuring seamless coordination between central and state government authorities. Delays in fund transfers, technical glitches in the registration process, and difficulties in resolving issues faced by farmers have been reported in some cases.
5.Lack of Awareness and Information: Another challenge is the limited awareness and understanding of the scheme among the target beneficiaries. Many eligible farmers are unaware of the registration process, application requirements, and updates related to PM-KISAN, leading to difficulties in accessing the benefits.
6.Exclusion of Certain Categories: The scheme excludes certain categories of farmers, such as income tax payers, retired/serving government employees, and institutional landholders. Critics argue that some of these exclusions may not necessarily reflect the economic vulnerabilities and challenges faced by all small and marginal farmers.
It is important to note that while the PM-KISAN scheme aims to provide support to farmers, addressing these challenges and criticisms can help in enhancing the effectiveness and impact of the scheme. Regular evaluation, monitoring, and feedback from stakeholders can contribute to improving the implementation and addressing the concerns associated with the scheme.
Conclusion
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme is an ambitious initiative by the Government of India aimed at providing direct income support to small and marginal farmers. The scheme has been introduced to address the financial challenges faced by farmers and improve their economic well-being. Through the provision of financial assistance of Rs. 6,000 per year, disbursed in three equal installments, the scheme aims to enhance farmers’ income, support agricultural activities, and contribute to rural development.
Despite the challenges and criticisms faced by the PM-KISAN scheme, it has also witnessed success stories and positive impacts on the lives of farmers. The direct income support has helped farmers invest in better agricultural practices, purchase quality seeds, improve irrigation facilities, and enhance productivity. The scheme has played a role in empowering farmers, reducing their dependency on high-interest loans, and improving their overall livelihoods.
However, it is crucial to address the challenges and criticisms associated with the scheme to ensure its effectiveness and inclusiveness. Measures should be taken to address the exclusion of landless agricultural laborers and ensure accurate targeting of eligible beneficiaries. Steps should be taken to improve the implementation process, streamline fund disbursal, and enhance administrative efficiency. Increasing awareness among farmers, simplifying the registration process, and providing timely information updates can help in maximizing the reach and impact of the scheme.
Ultimately, the success of the PM-KISAN scheme lies in its ability to provide sustainable and long-term support to small and marginal farmers, contributing to their economic stability and overall well-being. Regular evaluation, feedback mechanisms, and continuous improvement efforts can help in addressing the challenges and ensuring that the scheme fulfills its objectives of supporting farmers and strengthening the agricultural sector.
Reference
1.Official PM-KISAN Portal: The official website of PM-KISAN provides comprehensive information about the scheme, including eligibility criteria, registration process, application status, updates, and FAQs. You can access the website at: https://pmkisan.gov.in/
2.Ministry of Agriculture and Farmers Welfare: The Ministry of Agriculture and Farmers Welfare is the government body responsible for the implementation and oversight of various agricultural schemes, including PM-KISAN. Their official website contains valuable information about PM-KISAN and other agricultural initiatives. You can visit their website at: https://agricoop.nic.in/
3.Ministry of Rural Development: The Ministry of Rural Development also plays a role in the implementation of PM-KISAN and other rural development programs. Their website provides insights into various rural development schemes, including PM-KISAN. You can access their website at: https://rural.nic.in/
4.National Informatics Centre (NIC): The National Informatics Centre is the technical arm of the Indian government and is involved in the development and maintenance of several government websites. They host the official PM-KISAN portal and provide reliable information related to the scheme. You can find more information about them at: https://www.nic.in/
